Workers’ Compensation Benefits are Often
Available after a Workplace Injury
California law provides injured employees with robust workers’ compensation benefits. The purpose of these benefits is to help cover expenses from injuries and illnesses and to provide financial relief while recovering from the injury or illness. There are four types of workers’ compensation benefits:
- Temporary disability benefits: If the injured employee is unable to work for a short period of time or if they are unable to perform certain aspects of their original job and are paid reduced wages, temporary disability benefits may be applicable. The purpose of temporary disability benefits is to replace the income you would have earned but for your injury.
- Permanent disability benefits: Employees who suffer injuries or illnesses that leave them permanently partially or totally disabled from a workplace injury, the employee can get payments for loss of future earnings. These payments are based on an impairment percentage which is determined by the employee’s doctor. Then, using guides provided by the State of California, the impairment percentage will be converted into a permanent disability value and a dollar value.
- Medical care: In addition to benefits that cover lost or reduced wages, workers’ compensation also offers benefits that cover treatment for the injury or illness. Treatments the injured employee receives will be dictated by State of California medical treatment guidelines that detail different types of treatments as well as the frequency and duration of the treatments. The injured employee is also entitled to be reimbursed for travel to and from medical appointments.
- Job displacement benefits: Many times, the injured employee will not be able to return to the job they held prior to the injury or illness. In that case, the employee may receive benefits to use for expenses related to finding a new job or being trained for a new position, such as licensing and exam fees, training programs, or placement/ resume services. The employer may also offer another employment opportunity that meets certain criteria.
Common Causes of Injuries and
Illness in the Workplace
Workplace injuries are often preventable. Hazards go unnoticed or unaddressed, leaving an
opportunity for workers to be injured. Common causes include:
Common Workplace Injuries and Illnesses
The most common workplace injuries and illnesses include:
Injuries or Illness that are Not Covered by
Workers’ Compensation – Take out
Key Steps to Take After a Workplace Injury or Illness
Contact an Attorney
Workers’ compensation cases can be tricky, even for employees who have positive relationships with their employers. It’s important to remember that the insurance company is running the show, not the employer, and they will do everything possible to limit liability. Injured employees need an experienced attorney on their side to advocate for their rights. In addition, the attorney will communicate with the insurance company on behalf of the injured employee. Injured employees should refrain from talking about the injury or illness with their employer or the workers’ compensation insurer without an attorney present, as things may be said that can impact the employee’s claim.