Work-related Injury Entitles
You to Compensation
Allot can happen after you’ve been injured on the job. You may need surgery, rehabilitation, or other long-term treatments. These treatments can be costly, and you should not have to pay for them. In addition, you shouldn’t have to worry about how you are going to pay your bills while you’re unable to work.
California workers’ compensation benefits are designed for you to get the treatment you need and the compensation you are entitled to.
- Medical care benefits cover any medical treatments for your injury, including surgeries, physical therapy, doctor visits, and medications. Medical care benefits also provide reimbursement for travel to and from your medical appointments and any travel you are required to do to pick up prescription medications.
- There are multiple benefits available to help assist you financially while you are recovering and unable to work. The benefits that you qualify for will depend on the severity of your injury or illness, the long-term impact, and how your injury or illness affects your ability to do your job.
- Temporary disability benefits come into play if you are temporarily unable to work or if you are unable to perform certain aspects of your job and receive reduced wages. As noted in the name, these benefits are temporary. They will cease when you have fully recovered or if full recovery is not possible when you begin to receive permanent disability benefits.
- Permanent disability benefits will be available to you if you are permanently disabled from a workplace injury, either partially or fully. This benefit comes in the form of payments for loss of future earnings. The amount of the payments you will receive is dependent upon the impairment percentage provided by your treating physician. That percentage will be converted into a permanent disability value and then a dollar value using guides provided by the State of California.
- If you are unable to return to your previous job, you may be eligible for job displacement benefits to use for expenses related to finding a new job, such as licensing and exam fees, training programs, computer equipment, or placement/ resume services.
Protecting Your Rights after a Workplace Injury
If you or a loved one has suffered from a workplace injury, you want to make sure that your rights are protected and that you are able to receive workers’ compensation benefits.
First, It is crucial that you report your injury to your employer as soon as possible. Generally, a good place to start is your HR representative and supervisor. Make sure to keep a record of any communications with your employee regarding your injury. If your injury or illness was a result of multiple instances, you can still report this to your employer by creating detailed records of all the workplace factors and incidents that caused your injuries.
Second, make sure you get appropriate medical care. It’s important that you take care of yourself. Remember, certain injuries, such as tendonitis, burns, or whiplash from a collision, may progress over time. Even if your injury doesn’t seem severe at the time, it’s still a good idea to seek medical attention
The final step you should take after suffering from a workplace injury or illness is to contact an experienced workers’ compensation attorney. There are a lot of steps and nuances in the California workers’ compensation process, and it’s important that all steps are followed, and all deadlines are met. It can be stressful and challenging to manage all of that while you are recovering, so let your attorney do the heavy lifting.
Your attorney will work with you to get all the details and will conduct an investigation if necessary, finding witnesses and gathering evidence about the circumstances surrounding your injury or illness. Most importantly, they will negotiate with the insurance company on your behalf. They will be there every step of the way to advocate for you and make sure you are receiving the compensation you deserve!
Common Workplace Injuries and Illnesses
Unfortunately, workplace injuries and illnesses are all too common. Hazards are left unattended, safety policies go unfollowed, and hardworking employees are giving it their best efforts to get their jobs done as quickly as possible to meet deadlines and or expectations that are unreasonable. In short, accidents happen. Some of the most frequently seen workplace injuries and illnesses include:
Protecting Your Rights if Your Claim is Denied
All too often, valid workers’ compensation claims are denied either by the employer or the insurance company. This is not the end of the line, and it’s not too late to engage a workers’ compensation attorney. It’s important that you don’t give up after the initial denial. An attorney can help you gather more information for your claim, so you can sufficiently document the workplace injury or illness and go back to the insurance company and your employer. It’s critical that you receive the benefits that you are entitled to.